{"id":3576,"date":"2025-06-09T08:07:54","date_gmt":"2025-06-09T08:07:54","guid":{"rendered":"https:\/\/www.biznisa.com\/?p=3576"},"modified":"2025-06-20T23:43:07","modified_gmt":"2025-06-20T23:43:07","slug":"fiserv-kupuje-aib-merchant-services-co-to-znamena-pro-evropske-firmy","status":"publish","type":"post","link":"https:\/\/www.biznisa.com\/en\/fiserv-kupuje-aib-merchant-services-co-to-znamena-pro-evropske-firmy\/","title":{"rendered":"Fiserv buys AIB Merchant services \u2013 What does this mean for European businesses?"},"content":{"rendered":"

[et_pb_section fb_built=“1″ _builder_version=“4.27.4″ _module_preset=“default“ da_disable_devices=“off|off|off“ global_colors_info=“{}“ theme_builder_area=“post_content“ da_is_popup=“off“ da_exit_intent=“off“ da_has_close=“on“ da_alt_close=“off“ da_dark_close=“off“ da_not_modal=“on“ da_is_singular=“off“ da_with_loader=“off“ da_has_shadow=“on“][et_pb_row _builder_version=“4.27.4″ _module_preset=“default“ global_colors_info=“{}“ theme_builder_area=“post_content“][et_pb_column type=“4_4″ _builder_version=“4.27.4″ _module_preset=“default“ global_colors_info=“{}“ theme_builder_area=“post_content“][et_pb_text _builder_version=“4.27.4″ _module_preset=“default“ global_colors_info=“{}“ theme_builder_area=“post_content“]<\/p>\n

Datum vyd\u00e1n\u00ed:<\/b><\/span> 9. \u010dervna 2025<\/p>\n

Dne 6. \u010dervna 2025 vy\u0161lo ozn\u00e1men\u00ed, \u017ee spole\u010dnost fiserv, obrovsk\u00fd poskytovatel platebn\u00edch slu\u017eeb dokon\u010dila p\u0159evzet\u00ed zb\u00fdvaj\u00edc\u00edho pod\u00edlu ve spole\u010dnosti AIB Merchant services, kter\u00e1 p\u016fsob\u00ed na evropsk\u00e9m trhu. Poj\u010fme se pod\u00edvat, co to znamen\u00e1 pro v\u00e1s, evropsk\u00e9 podnikatele.<\/p>\n

\n

Shrnut\u00ed transakce<\/b><\/h3>\n
    \n
  • \n

    Americk\u00e1 n\u00e1slednick\u00e1 fintech spole\u010dnost Fiserv<\/b><\/span> koup\u00ed zb\u00fdvaj\u00edc\u00ed 49,9\u202f% pod\u00edlu<\/b><\/span> ve spole\u010dnosti AIB Merchant Services<\/b><\/span> (AIBMS), kterou dosud vlastnila spole\u010dn\u011b s irskou bankou AIB Group v r\u00e1mci joint\u2011venture zalo\u017een\u00e9m v roce 2007\u00a0 <\/span><\/span>.<\/p>\n<\/li>\n

  • \n

    Dohoda je sou\u010d\u00e1st\u00ed c\u00edle pos\u00edlit p\u0159\u00edtomnost Fiserv v Irsku a Evrop\u011b<\/b><\/span>, hlavn\u011b prost\u0159ednictv\u00edm propagace a roz\u0161i\u0159ov\u00e1n\u00ed POS syst\u00e9mu Clover<\/b><\/span>\u00a0 <\/span><\/span>.<\/p>\n<\/li>\n

  • \n

    Transakce podl\u00e9h\u00e1 regula\u010dn\u00edm schv\u00e1len\u00edm a o\u010dek\u00e1v\u00e1 se, \u017ee se uzav\u0159e b\u011bhem 3. \u010dtvrtlet\u00ed 2025<\/b><\/span> .<\/p>\n<\/li>\n<\/ul>\n

    \n

    Pro\u010d je tento krok d\u016fle\u017eit\u00fd?<\/b><\/h3>\n
      \n
    1. \n

      Pln\u00e1 kontrola nad AIBMS<\/b><\/span> umo\u017en\u00ed Fiserv rychlej\u0161\u00ed rozhodov\u00e1n\u00ed a agiln\u011bj\u0161\u00ed expanzi v regionu, co\u017e posiluje jejich postaven\u00ed v oblasti e\u2011commerce acquiringu<\/b><\/span>\u00a0 <\/span><\/span>.<\/p>\n<\/li>\n

    2. \n

      AIBMS pat\u0159\u00ed mezi nejv\u011bt\u0161\u00ed poskytovatele platebn\u00edch \u0159e\u0161en\u00ed v Irsku a jedni\u010dky v e\u2011commerce acquiringu v Evrop\u011b\u00a0 <\/span><\/span>.<\/p>\n<\/li>\n

    3. \n

      Pro AIB Group je prodej dal\u0161\u00ed mo\u017enost\u00ed zv\u00fd\u0161it CET1 kapit\u00e1l o cca 35 bp<\/b><\/span>, co\u017e p\u0159isp\u011bje k siln\u011bj\u0161\u00edmu kapit\u00e1lov\u00e9mu zdrav\u00ed banky\u00a0 <\/span><\/span>.<\/p>\n<\/li>\n<\/ol>\n

      \n

      Perspektiva kl\u00ed\u010dov\u00fdch hr\u00e1\u010d\u016f<\/b><\/h3>\n
        \n
      • \n

        Katia Karpova (Head of EMEA, Fiserv):<\/b><\/b><\/p>\n

        \u201eR\u00e1di budeme pokra\u010dovat v r\u016fstu AIBMS a pom\u016f\u017eeme drobn\u00fdm podnik\u016fm d\u00edky inovativn\u00edm \u0159e\u0161en\u00edm Clover.\u201c<\/i>\u00a0 <\/span><\/span> <\/span><\/p>\n<\/li>\n

      • \n

        Colin Hunt (CEO AIB):<\/b><\/b><\/p>\n

        \u201eFiserv m\u00e1 zku\u0161enosti a technologick\u00e9 zdroje k posunu AIBMS vp\u0159ed a na\u0161i klienti z\u016fstanou dob\u0159e obslou\u017eeni.\u201c<\/i>\u00a0 <\/span><\/span> <\/span><\/p>\n<\/li>\n<\/ul>\n

        \n

        Co to znamen\u00e1 pro podnikatele?<\/b><\/h3>\n
          \n
        • \n

          V\u00fdhody pro mal\u00e9 a st\u0159edn\u00ed podniky (SMB):<\/b><\/span> Lep\u0161\u00ed p\u0159\u00edstup ke komplexn\u00edmu POS \u0159e\u0161en\u00ed Clover<\/b><\/span>, kter\u00fd je sou\u010d\u00e1st\u00ed glob\u00e1ln\u00ed platformy Fiserv.<\/p>\n<\/li>\n

        • \n

          Stabilita a kontinuita:<\/b><\/span> AIB st\u00e1le sm\u011bruje klienty, kte\u0159\u00ed pot\u0159ebuj\u00ed za\u0159\u00edzen\u00ed pro p\u0159ij\u00edm\u00e1n\u00ed plateb, k AIBMS\/Fiserv \u2013 nem\u011bn\u00ed se nic na servisn\u00edch vztaz\u00edch\u00a0 <\/span><\/span>.<\/p>\n<\/li>\n

        • \n

          Siln\u011bj\u0161\u00ed evropsk\u00e1 podpora:<\/b><\/span> Pln\u00e1 kontrola umo\u017en\u00ed Fiserv rychlej\u0161\u00ed technologick\u00fd v\u00fdvoj a lokalizaci, co\u017e by mohlo znamenat funk\u010dn\u00ed v\u00fdhody, jako jsou integrace s \u010de\u0161tinou, lok\u00e1ln\u00edmi da\u0148ov\u00fdmi syst\u00e9my a bankovn\u00edmi standardy.<\/p>\n<\/li>\n<\/ul>\n

          \n

          Biznisov\u00fd vhled<\/b><\/h3>\n
            \n
          • \n

            Strategie expanze:<\/b><\/span> Fiserv dlouhodob\u011b posiluje mezin\u00e1rodn\u00ed dosah \u2013 letos nap\u0159\u00edklad koupil kanadsk\u00fd Payfare, nizozemsk\u00fd PCCV, australsk\u00fd Pinch i brazilsk\u00fd Money\u202fMoney\u00a0 <\/span><\/span>.<\/p>\n<\/li>\n

          • \n

            Konkuren\u010dn\u00ed prost\u0159ed\u00ed POS:<\/b><\/span> Na evropsk\u00e9m trhu Clover soupe\u0159\u00ed s platformami typu Square, Toast \u010di Revolut. Pln\u00e1 kontrola umo\u017en\u00ed agiln\u011bj\u0161\u00ed reakce a lep\u0161\u00ed marketingov\u00fd tlak .<\/p>\n<\/li>\n

          • \n

            Technologick\u00fd posun:<\/b><\/span> Podniky \u010dekaj\u00ed v\u00fdhody: v\u00edce integrovan\u00e9 reportingov\u00e9 n\u00e1stroje, v\u011brnostn\u00ed programy, datov\u00e1 analytika. V Evrop\u011b se krokem Fiserv p\u0159ibl\u00ed\u017e\u00ed k modelu \u201eplatby + software + management\u201c .<\/p>\n<\/li>\n<\/ul>\n

            \n

            Z\u00e1v\u011br pro \u010dten\u00e1\u0159e Biznisa<\/b><\/h3>\n

            Toto je krok, kter\u00fd drobn\u00ed a st\u0159edn\u00ed podnikatel\u00e9 v Irsku a \u0161ir\u0161\u00ed Evrop\u011b mohou zaznamenat jako p\u0159\u00edslib modern\u011bj\u0161\u00edho, centralizovan\u00e9ho \u0159e\u0161en\u00ed: Clover<\/b><\/span>, podporovan\u00fd siln\u011bj\u0161\u00ed technologickou infrastrukturou Fiservu a bez p\u0159eru\u0161en\u00ed slu\u017eeb. Je to dal\u0161\u00ed miln\u00edk ve trendu integrovan\u00fdch platforem<\/b><\/span>, kter\u00e9 spojuj\u00ed termin\u00e1ly, bankovn\u00ed slu\u017eby, data a management do jednoho celku.<\/p>\n

            [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

            Datum vyd\u00e1n\u00ed: 9. \u010dervna 2025 Dne 6. \u010dervna 2025 vy\u0161lo ozn\u00e1men\u00ed, \u017ee spole\u010dnost fiserv, obrovsk\u00fd poskytovatel platebn\u00edch slu\u017eeb dokon\u010dila p\u0159evzet\u00ed zb\u00fdvaj\u00edc\u00edho pod\u00edlu ve spole\u010dnosti AIB Merchant services, kter\u00e1 p\u016fsob\u00ed na evropsk\u00e9m trhu. Poj\u010fme se pod\u00edvat, co to znamen\u00e1 pro v\u00e1s, evropsk\u00e9 podnikatele. Shrnut\u00ed transakce Americk\u00e1 n\u00e1slednick\u00e1 fintech spole\u010dnost Fiserv koup\u00ed zb\u00fdvaj\u00edc\u00ed 49,9\u202f% pod\u00edlu ve spole\u010dnosti […]<\/p>\n","protected":false},"author":1,"featured_media":3577,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","inline_featured_image":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[53],"tags":[59,58],"class_list":["post-3576","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","tag-aib","tag-fiserv"],"acf":[],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t